mavii

Get help after a disaster with low-interest disaster loans from the Small Business Administration. Physical damage loans; Mitigation assistance; Economic Injury Disaster Loans; Military reservist loan; ... Look for government grants that help businesses do scientific research and development. Manufacturing grants; State Trade Expansion Program ...

It includes programs and products that support small loans to start-up, newly established, or growing small businesses. Below you can find direct links to specific SBA/USDA loan programs, emergency capital investment programs, tax benefits programs, and long-term financing tools to improve, develop or finance businesses.

State Small Business Credit Initiative (SSBCI)SSBCI supports state programs that, in turn, use the funds to support private sector loans and investments to small businesses and small manufacturers that are creditworthy but are not able to access the capital they need to expand and create jobs.Small Business Lending Fund (SBLF) The Small Business Lending Fund (SBLF) provided capital to ...

There are several types of government loans for small businesses, including SBA 7(a) loans, microloans, SBA 504 loans, SBA disaster loans and SBA CAPLines. 1. SBA 7(a) Loan

These SBA loans also offer funding of up to $5 million; however, CDC/504 loans have strict usage rules compared with other government small-business loans. Their primary use is financing ...

This program gives veterans access to small-business loans up to $350,000, with no upfront guarantee fees for loans over $150,000. To qualify for this loan, your business must be at least 51% owned by veterans who have been honorably discharged, active duty military, service-disabled veterans, reservists/active National Guard members, or a current or widowed spouse of any of the above.

Types of government small business loans The Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) both offer a range of government loans for small businesses. SBA loans SBA business loans are the primary way for small businesses to obtain government loans. While all SBA loans come with a government guarantee and ...

The Best Options for Government Business Loans. In a nutshell, The SBA 7(A) Loans, 504/CDC Loans, Paycheck Protection Program Loans, and SBA Microloans complete the list of the four most crucial government loan programs for small businesses.Therefore, one of these options will be your best option when looking for an ideal source of funding for your business.

But you may be able to get a federal loan for education, a small business, and more. If you need help with food, health care, or utilities, visit USA.gov's benefits page. Avoid “free money” from the government scams ... Government loans can help pay for education, housing, business, and more. Federal grants are for organizations.

The program also provides training for small businesses on government sales and leasing. ... The Accion Opportunity Fund grants small business loans ranging from $5,000 to $250,000, along with educational resources, coaching, and support networks in both English and Spanish. This program offers mentorship programs, microloans, and a hubzone ...

How to qualify and apply for SBA loans. To be eligible for SBA loans, businesses or individuals must meet the following criteria: Location: The business must be located and operated in the U.S. Ownership: It must be controlled by a U.S. citizen or legal permanent resident of the U.S. Classification: It must be a for-profit business in an eligible industry that meets all SBA terms, conditions ...

Top 11 government small business loans. Government small business loans generally fall into a few key categories: SBA loans, disaster relief loans, and state or local funding programs. State and local government funding typically supports fostering business growth in specific regions or industries, sometimes with lower interest rates or special incentives.

SBA loans are small-business loans offered by banks and online lenders and partly guaranteed by the government. Check SBA loan rates for 2025SBA loans offer some of the lowest rates on the market ...

However, businesses in low-income communities may be eligible for a COVID-19 EIDL advance of up to $15,000 that does not need to be repaid. Business owners can get an advance without getting a loan.

Small Business Tax Credit ProgramsThe American Rescue Plan extends a number of critical tax benefits, particularly the Employee Retention Credit and Paid Leave Credit, to small businesses.Emergency Capital Investment ProgramThe Emergency Capital Investment Program support the efforts of low- and moderate-income community financial institutions.Paycheck Protection ProgramThe Paycheck Protection ...

Businesses run by women, minorities, and veterans, or those in underserved communities — including low-income areas — can request funding through the SBA Community Advantage program. SBA Loans For Immigrants. Loan opportunities are available for immigrant small business owners, including: ... State & Local Government Loans For Small Businesses.

SBA loans can be a great option for franchise owners, providing funding to cover franchise fees, real estate, or working capital. SBA franchise loans are backed by the Small Business Administration, reducing risk for lenders and making financing more accessible for small franchisees. The SBA 7(a) loan program, often used by franchise owners, offers up to $5 million with competitive interest rates.

Subsidized loans can eliminate some or all of the administrative and closing costs tied to securing a line of credit, making a government-backed loan less expensive than a business credit card ...

Support from federal and state-funded programs has existed for decades, particularly for small businesses.These credit enhancements and grants became more visible to the public during the COVID-19 pandemic, when opportunities like the Paycheck Protection Program (PPP), state relief grants, and the State Small Business Credit Initiative (SSBCI) opened to help business owners survive and stabilize.