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Learn how much you can save in your 401 (k) in 2025 and future years. Find out the IRS guidelines for employee and employer contributions, catch-up contributions, and after-tax contributions.

Defined Contribution Plans 2025 2024 Change; Maximum employee elective deferral (age 49 or younger) (1) $23,500: $23,000 +$500: Employee catch-up contribution (age 50 or older by year-end) (2)

Learn how much you can save in your 401 (k) or IRA in 2025, based on your age, income, and employer match. Find out the new catch-up contribution rules for savers aged 60 to 63 and the limits for highly-compensated employees.

Here are the 2025 limits that are most relevant to 401(k) plans: Annual Additions. The limit on annual additions (i.e., contributions) to 401(k) and other defined contribution plans will increase to $70,000 (up from $69,000). Code § 415(c)(1)(A). Compensation. The annual limit on compensation that can be taken into account for contributions ...

Find out the updated limits for 401 (k), 403 (b), 457 (b), IRA and other retirement plans in 2025. Learn about the eligibility income ranges and catch-up contributions for different age groups.

Find out the cost-of-living adjusted limitations for 2025 on benefits, contributions, and deferrals under qualified retirement plans and IRAs. See the updated amounts for defined benefit, defined contribution, catch-up, and starter plans, as well as the annual compensation and highly compensated employee thresholds.

For 2025, the standard catch-up contribution limit for 401(k) plans is $7,500. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan.

Until then, here are the limits for 2025 retirement plan contributions. 2025 401(k) and 403(b) Employee Contribution Limit. The total employee contribution limit to all 401(k) and 403(b) plans for those under 50 will be going up from $23,000 in 2024 to $23,500 in 2025. The catch-up contribution limit will stay the same at $7,500 in 2025, so if ...

2025 IRS updates to benefit contribution Limits & Thresholds. ... 401k. Defined Contribution Plans: 2025: 2024: Change: Maximum employee elective deferral (age 49 or younger) $23,500: $23,000: $500: Employee catch-up contribution (age 50 or older by year-end) $7,500: $7,500:

The 2025 401(k) contribution limit increased to $23,500, up from $23,000 in 2024. Employees age 50 and older can contribute an additional $7,500 for a total of $31,000. Workers ages 60 to 63 have ...

Learn about the new rules and limits for retirement accounts in 2025, such as catch-up contributions for older workers, automatic enrollment in 401 (k)s, and inherited IRA rules. Find out how these changes can affect your savings and taxes.

The IRS has announced the new contribution limits for retirement accounts, including 401 (k)s, for 2025. Find out the standard and catch-up limits, and how they will change for some age groups.

Contribution limits for 401(k) and other workplace retirement plans rise for 2025. Sixty- to 63-year-olds get a super contribution for the first time.

2024 2025 401k/403b/457/TSP Elective Deferral Limit. The 401k/403b/457/TSP contribution limit is $23,000 in 2024. It will go up by $500 to $23,500 in 2025. If you are age 50 or over by December 31, the catch-up contribution limit is $7,500 in 2024. It will stay the same at $7,500 in 2025.

The contribution limit for 401(k) plans in 2025 is $23,500. You can add another $7,500 if you are eligible for catch-up contributions, bringing your total up to $31,000.

The 401k Contribution Limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to $71,000, catch-up contribution to $8,000 for the age 50 or above and 12,000 for the age 60-63.

The maximum 401(k) contribution limit—currently $23,500 in 2025—could get a $1,000 boost to $24,500 in 2026, according to Milliman’s latest 2026 Internal Revenue Service (IRS) Limits Forecast, updated on April 14. The official contribution limit for employees who participate in 401(k), 403(b), and most 457 plans, as well as the federal government’s Thrift Savings Plan, is determined by ...

IRS 401(k) limit 2025. Contribution limits for 401(k), 403(b), most 457 plans, and the federal government's Thrift Savings Plan will increase by $500 for 2025. Eligible taxpayers can contribute ...

The IRS raised the 401(k) contribution limit for 2025 to $23,500, which is up from $23,000 in 2024. These limits also apply to 403(b) and 457 plans. For individuals aged 50 and older, the standard catch-up contribution limit remains unchanged at $7,500. However, those between the ages of 60 and 63 now have a new catch-up contribution limit of ...