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Learn how to boost your retirement savings with the new enhanced catch-up contribution limit of $11,250 for ages 60-63 in 2025. Find out the eligibility criteria, the total annual limit, and the Roth catch-up rule for high earners.

Learn how much you can save in your 401 (k) in 2025, including the catch-up limit for those 50 and older and the new limit for those 60 to 63. Compare the contribution limits for 2023, 2024, and 2025.

Starting in 2025, employees aged 60 to 63 years old who participate in one of those work plans have a higher catch-up contribution limit. That cap is $11,250, instead of $7,500.

Defined Contribution Plans 2025 2024 Change; Maximum employee elective deferral (age 49 or younger) (1) $23,500: $23,000 +$500: Employee catch-up contribution (age 50 or older by year-end) (2)

For 2025, the standard catch-up contribution limit for 401(k) plans is $7,500. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan.

For employees aged 50 and older with a 401(k), the catch-up contribution limit will stay at $7,500 in 2025, the same as in 2024. ... 401(k) Plan Limits 2025 2024; Maximum elective deferral for ...

Learn how the SECURE 2.0 Act increases the catch-up limit for 401 (k)s to $11,250 for people aged 60 to 63 in 2025. Find out other changes to IRAs and 401 (k)s in 2025, such as automatic enrollment and inherited IRA rules.

Learn how the SECURE 2.0 Act of 2022 affects 401 (k) catch-up contributions for individuals nearing retirement age and high earners. Find out the new limits, eligibility, testing, and tax treatment rules for 2025 and 2026.

The 401k Contribution Limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to $71,000, catch-up contribution to $8,000 for the age 50 or above and 12,000 for the age 60-63.

Starting in 2025, older workers can save even more for retirement via 401(k) catch-up contributions. Here's what investors need to know.

401k and Retirement Plan Limits for the Tax Year 2025. On November 1, 2024, the Internal Revenue Service announced that the amount individuals can contribute to their 401k plans in 2025 has increased to $23,500, up from $23,000 for 2024. ... For 2025, this higher catch-up contribution limit is $11,250 instead of $7,500. The income ranges for ...

The Super Catch-Up Rule. Starting January 1, 2025, plans may offer a higher dollar catch-up limit to employees who would attain exact ages 60, 61, 62, or 63 by the end of the year. For those participants, the limit is 150% of the regular dollar catch-up limit. For 2025, the catch-up limit for this group is $11,250 instead of $7,500.

Beginning in 2025, the SECURE 2.0 law increases the catch-up contribution limits for certain ages. Those who are age 60, 61, 62, or 63 will soon be able to set aside more money in a 401(k) plan.

Learn about the new super catch-up rule for workers aged 60 to 63 in 2025, which allows them to contribute an extra $11,250 to their 401 (k) plans. Find out how to make the most of your 401 (k) plan and get expert guidance from a financial advisor.

Contribution limits: For the 2025 plan year, the pre-tax contribution limit into a 401(k) plan is $23,500, with a catch-up contribution limit of $7,500 for employees aged 50-59, and $11,250 for employees aged 60-63 (known as super catch-up contributions).

The 401(k) Catch-Up Contribution Limit for 2025. Workers can defer paying income tax on as much as $23,500 on contributions to a 401(k), 403(b) and the federal government’s Thrift Savings Plan ...

For 2025, the catch-up limit for this group is $11,250 instead of $7,500. ... Roth contributions or whether subsequent contributions will need to be on a Roth basis in order to satisfy the Roth ...

Updated 401(k) Contribution Limits for 2025. The IRS raised the 401(k) contribution limit for 2025 to $23,500, which is up from $23,000 in 2024. These limits also apply to 403(b) and 457 plans. For individuals aged 50 and older, the standard catch-up contribution limit remains unchanged at $7,500. However, those between the ages of 60 and 63 ...

In 2025, you will be able to put $23,500 in your 401(k), not including any match from your employer, the IRS announced Friday. Adults ages 50 to 59 can also make "catch-up" 401(k) contributions of up to $7,500, which means their total contribution limit will be $31,000 next year.