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Learn how to increase your retirement savings with the new enhanced catch-up contribution limit of $11,250 for 2025 if you are 60, 61, 62, or 63. Find out the eligibility criteria, the Roth catch-up rule, and the standard annual deferral limit for 401 (k) plans.

Learn how much you can save in your 401 (k) each year and the catch-up contribution rules for different age groups. For 2025, the employee deferral limit is $23,500 and the catch-up limit is $7,500 for those 50 and older, or $11,250 for those 60 to 63.

Learn how the SECURE 2.0 Act of 2022 affects catch-up contributions for 401 (k) plans in 2025 and beyond. Find out the income limits, options, and strategies for Roth 401 (k), Roth IRA, and taxable brokerage accounts.

Learn how SECURE 2.0 Act of 2022 affects 401 (k) catch-up contributions for individuals aged 50 and older and high earners. Find out the new limits, eligibility, testing, and tax treatment rules for 2025 and 2026.

Starting in 2025, employees aged 60 to 63 years old who participate in one of those work plans have a higher catch-up contribution limit. That cap is $11,250, instead of $7,500.

Defined Contribution Plans 2025 2024 Change; Maximum employee elective deferral (age 49 or younger) (1) $23,500: $23,000 +$500: Employee catch-up contribution (age 50 or older by year-end) (2)

Learn how the SECURE 2.0 Act affects your retirement savings in 2025. Find out the new limits for 401 (k) catch-up contributions for people aged 60 to 63 and other changes to IRAs and 401 (k)s.

For 2025, the standard catch-up contribution limit for 401(k) plans is $7,500. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan.

The 401(k) Catch-Up Contribution Limit for 2025. Workers can defer paying income tax on as much as $23,500 on contributions to a 401(k), 403(b) and the federal government’s Thrift Savings Plan ...

The 401k Contribution Limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to $71,000, catch-up contribution to $8,000 for the age 50 or above and 12,000 for the age 60-63.

2025 401(k) limits unveiled: Standard limit rises to $23,500, plus special $11,250 catch-up for ages 60-63. Solutions Annuities Insurance Funeral Trust. ... Employees aged 60 to 63 will be eligible for an increased catch-up contribution of $11,250, a substantial jump from the standard $7,500 catch-up contribution available to those 50 and older

Beginning in 2025, the SECURE 2.0 law increases the catch-up contribution limits for certain ages. Those who are age 60, 61, 62, or 63 will soon be able to set aside more money in a 401(k) plan.

There's a key change coming to 401(k) catch-up contributions in 2025. Here's who could be affected by the update, according to experts.

Super Catch-Up Contributions for Ages 60-63. Starting in 2025, individuals aged 60 to 63 can contribute even more than the standard catch-up limit. This “super catch-up contribution” allows you to save 50% more than the regular catch-up amount. Here’s how it works: Standard Contribution Limit (2025): $23,500; Normal Catch-Up Contribution ...

In 2025, 401(k) contributions rise to $23,500, with higher catch-up limits for ages 60-63. Employers must auto-enroll new hires at 3-10%. A new IRS ruling may allow matches to go toward student debt or HRAs. These changes aim to boost retirement savings and flexibility.

2025 catch-up contribution limits: The catch-up contribution limit for 401(k) participants aged 50 and over remains at $7,500. Additionally, updates to the SECURE Act 2.0 allow for a higher catch-up contribution limit for participants aged 60, 61, 62 and 63. This limit is $11,250 in 2025.

Moving forward, these “supersized” catch-up contributions will either be $10,000 or 50% more than the regular catch-up contribution amount (whichever is greater). 1 For this tax year, the contributions were determined by adding $3,750 (50% of $7,500) to $7,500 for a total of $11,250 (which exceeds $10,000).

Good news for 401(k) and 403(b) plan participants turning age 60 – 63 starting in 2025: there is now an enhanced employee catch-up contribution thanks to Secure Act 2.0 that passed back in 2022.  For 2025, the employee contributions limits are as follows: Employee Deferral Limit $23,500, Ag

For 2025, the regular contribution limit to these accounts is $23,500. If you are age 50 or older, you get an extra $7,500 you can contribute, for a total of $31,000. And now beginning in 2025, if you are between age 60 and 63 only, you get another $3,750, for a total maximum contribution of $34,750. 401(k) Super Catch-Up Eligibility