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The amount you withdraw from your Thrift Savings account ... to explore a TSP loan, Zelcer says. “With a loan, you can avoid the upfront taxation and, should you retire after 59½ you could ...

Since you have a recurring negative cash flow, you would qualify. “But then we have to ask whether you should do a hardship withdrawal,” Zelcer cautions. If you are under age 59 1/2, your TSP ...