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As retirement planning becomes increasingly crucial, understanding the changes in 401(k) contribution limits is essential. In 2025, these limits are expected to rise, offering individuals more opportunities to bolster their retirement savings.

When it comes to 401(k) plans, you may be missing out on benefits that you don’t know about. Your 401(k) plan doesn’t have to offer all the tax-savings provisions that the IRS allows for 401(k) plans.

IRA deductions can be tricky, but knowing who qualifies in 2025 is key to boosting your retirement savings. This guide breaks down the income limits and eligibility to help you plan smarter.

Tony Robbins, the author, motivational speaker and philanthropist, has a steadfast belief in the importance of Roth 401(k)s and Roth IRAs in American workers' retirement savings and he explains some major financial reasons why.

More than 82% of large employers offer a Roth 401(k) option to employees, which means workers can pay tax now on their income and sock away their savings tax-free for the rest of their life. But only 0.

The IRS offers special tax breaks for seniors that can save you thousands as you get older. Here's what you need to know.

Almost 35% of working-age Americans (ages 15 to 64) have a 401(k) or similar workplace retirement plan, according to the latest U.S. Census Bureau data. Another 18.2% have individual retirement accounts (IRA) and Keogh accounts and 13.

As American workers approach retirement, many naturally worry about how Social Security monthly paychecks will support them financially in maintaining their desired lifestyle post-career. Dave Ramsey,

Plan sponsors can help employees take advantage of one of the most powerful retirement planning tools available today.

That limit is $350,000 in 2025, up from $345,000 in 2024. Highly compensated employees (HCEs) are employees who earn more than the IRS maximum allowable compensation for a 401(k) of $160,000 for ...

At age 50, Roth contributions might be valuable, for the right household. With a Roth portfolio, the question is balancing the opportunity costs against long-term savings. Here’s the general rule of thumb: For most households,

HSAs are a hybrid savings and investment account you can use to cover healthcare expenses. However, it's important to know how they work.

This new plan, introduced under SECURE 2.0, have lower employee contribution limits compared to traditional 401(k)s and allow for reduced recordkeeping requirements, which reduce administration costs.

The 401 (k) contribution limit increased from $23,000 in 2024 to $23,500 in 2025. The catch-up contribution limit remained at $7,500 for 2024 and 2025. As of 2025, individuals ages 60 to 63 will be able to make even higher catch-up contributions in employer plans, equal to 150% of the catch-up contribution limit for individuals age 50 and older.

Big savers can use after-tax 401(k) contributions to kickstart tax-free retirement savings. Here’s what investors need to know.

The 401(k) contribution limit has seen a notable increase, now allowing individuals to contribute up to $23,500 annually. This change marks a $500 rise compared to 2020, offering more opportunities for retirement savings.

Our Employee Benefits & Executive Compensation Group discusses what plan sponsors and fiduciaries need to know about the Internal Revenue

While the official IRS announcement will come later this year, the contribution limit for retirement accounts will likely increase from $23,500 to $24,500 in 2026, according to a new Milliman report.