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U.S. News Money on MSN.com · 8d

How to Take Advantage of 401(k) Catch-Up Contributions

The 401 (k) contribution limit increased from $23,000 in 2024 to $23,500 in 2025. The catch-up contribution limit remained at $7,500 for 2024 and 2025. As of 2025, individuals ages 60 to 63 will be able to make even higher catch-up contributions in employer plans, equal to 150% of the catch-up contribution limit for individuals age 50 and older.

TheStreet.com · Aug 25, 2023

IRS Announces Administrative Transition Period for New Roth Catch‑up Requirement; Catch-up Contributions Still Permitted After 2023

The IRS has extended the administrative transition period for the new requirement ... and similar retirement plans must designate any catch-up contributions as after-tax Roth contributions.

The Motley Fool · Sep 4, 2018

Using 401(k) Catch-Up Contributions to Increase Your Savings

Making the maximum catch-up increases retirement savings significantly by age 67. Contributions to a Roth 401(k) are taxed now, offering tax-free withdrawals later. Key findings are powered by ...

The Motley Fool · Feb 13, 2025

Roth 401(k) Contribution Limits for 2024 and 2025

These limits don't include catch-up contributions ... However, per the new Secure Act 2.0 rules, RMDs are no longer required for Roth 401(k)s in 2024 and subsequent tax years.

IRS Proposes Changes to 401(k) Catch-Up Contributions

Our Employee Benefits & Executive Compensation Group discusses what plan sponsors and fiduciaries need to know about the Internal Revenue

SmartAsset on MSN.com · Dec 10, 2024

Super Catch-Up Contribution Limits for 401(k)s in 2025

Other Retirement Catch-Up Changes Introduced by SECURE 2.0 The SECURE 2.0 Act also introduces a Roth requirement for catch-up contributions made by high-income earners. Beginning in 2026 ...

‘Super catch-up’ contributions for retirement plans

individuals should consult with their plan administrators to determine if their specific retirement plan offers the super catch-up provision. The SECURE 2.0 Act also introduces a Roth requirement ...

MSN · Jan 11, 2025

IRS Proposes Key Roth Rule Changes for High Earners In 2025

Employees earning more than $145,000 annually will be required to make catch-up contributions as after-tax Roth contributions. ・SIMPLE IRA and SIMPLE 401(k) participants will also see increased ...

U.S. News & World Report · Feb 17, 2023

New Opportunities to Make 401(k) and IRA Catch-Up Contributions

The amount you can set aside for retirement will depend on ... with an income above $145,000, the requirement to use a Roth option for catch-up contributions could have advantages and drawbacks.

Investopedia · Sep 11, 2015

Can I Fund a Roth IRA and Contribute to My Employer’s Retirement Plan?

A working spouse also can contribute to a Roth IRA on behalf of a nonworking spouse. The 401(k) annual contribution limit is $23,000 for 2024, plus a $7,500 catch-up contribution. For 2025 ...

Yahoo Finance · 12d

I'm 50 With $650k in My 401(k). Should I Pivot to Roth Contributions?

For example, say that you're 50 years old with $650,000 in your 401(k). Should you pivot to ... Medicare premiums and Medicaid eligibility. It also exempts Roth accounts from RMD rules.

Kiplinger · May 13, 2022

Roth IRA Contribution Limits for 2025

Roth IRAs are a great way to save for retirement, allowing you to contribute ... you can add an extra $1,000 per year in "catch-up" contributions, bringing the total contribution to $8,000.

Yahoo Finance · 8d

3 Ways Super Catch-Up Contributions Can Help You Boost Your 401(k) and Retire Sooner

the super-catch up limit “gives pre-retirees a tremendous opportunity to defer additional taxes that they may withdraw at a lower tax bracket later,” Kampitsis said. If you have a Roth 401(k ...

JD Supra · 23d

2025 Regulatory Review: Implications for Retirement Plans and Employer Actions

If a 401(k) plan wants to use a correction for failing to make designated Roth contributions for persons required to make catch-up contributions as Roth contributions, the plan must use the same ...

Wondering if you should convert your tax-deferred retirement savings to a Roth? Here’s what to consider

An in-plan conversion means you can choose to convert some or all of your accumulated tax-deferred savings into after-tax Roth savings. The catch ... your taxes go up in retirement?

Kiplinger · Jan 10, 2024

Roth 401(k) Contribution Limits for 2025

Starting this year, this higher catch-up contribution limit ... You'll be obligated to take required minimum distributions from a traditional 401(k) and a Roth 401(k) once you reach age 73.

3 Ways Super Catch-Up Contributions Can Help You Boost Your 401(k) and Retire Sooner

As you age, you have less time for your retirement investments to potentially grow, but you can also often contribute more to your retirement accounts. Normally, those who are 50 or over

I'm 50 With $650k in My 401(k). Should I Pivot to Roth Contributions?

This, in turn, can help with systems such as Social Security benefit taxes, Medicare premiums and Medicaid eligibility ... catch-up contributions allowed for those aged 50 and over. Roth 401(k ...